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Tips, Resources & Tools
Recommended By Your Chief Visionary!
Business Coaching & Consulting Tips
Converting Busyness into Business!
All to often small business owners get caught up into busyness. Checking emails, making new forms, chatting on social media and sitting waiting for the phone to ring. All busyness however not producing business. Here are some sure fire tips to convert that busyness into business!
1) Stop making Email your primary thing to do - Email should have a place on your list of things to do daily. Don't leave email up and open as if you're watching the stock market. Close it, stop the alerts from coming in and set a time to check and response to those emails
2) Outline the flow of your day. - Either make an inventory list of things to accomplish or address for the day or the week. Leave enough room in your day to take a break and eat a meal. Each day or week ask yourself what requires your attention at this time
3) Identify what is a high priority and what is a low priority of your inventory task list. Identify what you need to do & by when. Is there a deadline date or time it must be completed.
4) Set appointments for the week. - Outline your week to have meetings and administrative time. No matter what your business has multiple facets that need attention. If you leave one unattended too long, you'll find big trouble when you look back over it.
5) Create set sales goals and calls. How many sales calls will you make everyday? Identify the number and then make it happen
6) Clear up the clutter - Open up your work space to allow creative thinking to flow. Organize your work space for optimal productivity. Have a filing system that is organized. Don't allow papers, files and periodicals and books to clutter you space. Open your space and you'll open your mind!
Those are your Coaching Tips for this month! I genuinely hope that you found value in them and can use something to
convert your busyness into business!
Written by: Natasha Davis-Bowen, Business Development Consultant & Coach
Visionary People, LLC - www.VisionaryPeopleArise.com
Healthy Living & Healthy Life! 
Weight Loss After Pregnancy: Postpartum Exercises and Diet Tips for Best Results: Always check with your doctor to find out when it’s safe for you to start exercising again after giving birth. This will depend on whether you gave birth naturally or surgically and if there were any complications. Have your doctor check your abdominal muscles to see if you have developed a gap. If your abdominals have separated, you’ll want to approach exercise moderately until this gap repairs itself in a few months. Remember to go slow and easy at first. If you see any re-occurrence of bleeding stop right away and contact your doctor. Exercise has many wonderful benefits for new moms including: Here are some tips before you get started exercising after your baby is born: Walking You should start walking right away and incrementally increase the distance and pace. Kegels (pelvic floor exercises) Kegels strengthen the pelvic floor muscles that have recently been weakened and stressed by pregnancy and childbirth. While either sitting lying down or standing gently squeeze and then release your pelvic floor muscles. (smiling makes it easier) Squeeze for 2-3 seconds at a time eventually progressing to holding the contraction for 15-20 seconds before releasing. Other effective postpartum exercises include: Your postpartum diet should include lots of healthy fruits and vegetables, whole grains for fiber, lean protein and lots of water. Want to learn more about weight loss after pregnancy? Visit, http://www.myhealthtopia.com,
So many new moms are concerned about weight loss after pregnancy. They are eager to get back into shape after having waddled
around for the past few months not feeling very sexy, but if you’ve just recently given birth, your first concern should be to bond with your baby
and allow your body to heal before you start a rigorous workout routine.
There is no need for additional calories if you are breastfeeding. Just make sure that you are not restricting your calories to less than 1,500 per day and your milk production should not suffer. Postpartum exercise that includes baby is fun and helps the two of you to bond while mommy works on getting her body back.
Written By: HealthTopia E-Magazine
The story begins in late August when the Fed hinted that they would initiate a new stimulus program to purchase US Treasury securities, a process now famously known as quantitative easing. The news of this stimulus program created a strong demand for bonds, including mortgage-backed securities (MBS), and mortgage rates fell lower. Fast-forward to November 3rd when the Fed announced that they would indeed buy $600B. of US Treasury securities between now and the middle of 2011. At that time, many predicted that rates would fall even lower during the winter months ahead. A couple of days later, however, mortgage rates actually began to do the opposite and rose for the following four reasons: 1. Foreign and domestic opposition to quantitative easing. The announcement of the program was met with substantial opposition from other countries and from many US politicians and economists. Investors had viewed the $600 billion figure as a first step which would likely be increased in the future. It is clear now that the Fed will face strong resistance to an expansion of the program, in fact, this resistance could be strong enough to end the program early. 2. Stronger than expected economic data. Stronger growth decreases the need for additional Fed stimulus, and it generally leads to higher inflation. A few key reports released just after the Fed announcement caused investors to raise their outlook for economic growth. 3. Concerns about lower foreign demand for US securities. The quantitative easing program pumps dollars into the economy, and the increased supply weakens the value of the dollar relative to other currencies. When foreign investors sell US securities, they must convert the US dollars they receive into their own currency. If the value of the dollar falls, then the value of their US investment falls in relative terms to their own currency. As a result, foreign investors may reduce their purchases of US securities, including mortgage-backed securities (MBS), which would cause yields to increase. 4. Rising foreign rates. China's announcement of a rate hike was another negative for US mortgage rates. Yields must rise in other markets to compete with higher yields in Chinese markets. The recent news has not been uniformly negative for mortgage rates, however. Current inflation levels remain extremely low. In fact, the Consumer Price Index data released last week showed that annual core inflation dropped to a record low in October. Bottom line, though, when mortgage rates reached such extremely low levels, it left them in a position to reverse direction very quickly, and that is what has happened in November. December and January should be very interesting...
What's Going On With Mortgage Rates?
After reaching the lowest levels in decades, mortgage rates have shot higher over the past few weeks, but why? The simplest explanation is that when investors look ahead, they see few reasons for mortgage rates to move lower and many possible causes for them to move higher. To fully understand this explanation, though, it is important to understand the unusual developments during the month of November and to look at all of the factors influencing mortgage rates at this time.
Written by: Nancy Grieves, Mortgage Consultant
Fairfield Mortgage - www.FairFieldMortgage.com
